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Oscar Ruiz

Oscar Ruiz is an investment banker with over 20 years of experience in mergers and acquisitions. His insights provide readers with a deep understanding of the financial products landscape.
Visual representation of credit score breakdown
Visual representation of credit score breakdown
Learn the key factors that can lower your credit score, including debt types, payment history, and habits. Protect your financial health now! ๐Ÿ“‰๐Ÿ’ณ
Understanding the mechanics of retirement accounts
Understanding the mechanics of retirement accounts
Explore the nuanced process of rolling over a SEP IRA to a Traditional IRA! ๐Ÿฆ Discover steps, benefits, pitfalls, and regulations for smart retirement planning. ๐Ÿ“Š
Visual representation of a cap table showing equity distribution
Visual representation of a cap table showing equity distribution
Explore the complexities of cap tables ๐Ÿ“Š in finance. Learn about equity ownership, financing structures, and investor relations impact. Understand the role of technology and normalization in effective cap table management.
A modern city skyline reflecting investment opportunities
A modern city skyline reflecting investment opportunities
Explore the world of private property investment! ๐Ÿก Discover strategies, challenges, and market insights designed for both novices and experts. ๐Ÿ’ผ
Graph illustrating long-term investment growth.
Graph illustrating long-term investment growth.
Discover effective strategies to lower capital gains tax liabilities! Learn about long-term holding, tax-loss harvesting, and tax-advantaged accounts ๐Ÿ“Š๐Ÿ’ฐ.
Legal document symbolizing UTMA framework
Legal document symbolizing UTMA framework
Explore UTMA (Uniform Transfers to Minors Act) ๐Ÿ’ผ: its legal framework, financial strategies, tax implications, and its role in enhancing minorsโ€™ financial literacy. ๐Ÿ“ˆ
Diagram illustrating the structure of SPV holding companies
Diagram illustrating the structure of SPV holding companies
Explore the world of SPV holding companies ๐Ÿ’ผ. Understand their structure, benefits, and tax implications for smarter financial decisions. ๐ŸŒ