Oscar Ruiz
Oscar Ruiz is an investment banker with over 20 years of experience in mergers and acquisitions. His insights provide readers with a deep understanding of the financial products landscape.
Explore the complexities of cap tables π in finance. Learn about equity ownership, financing structures, and investor relations impact. Understand the role of technology and normalization in effective cap table management.
Explore the tax penalties tied to cashing out a 401(k) and learn how they impact retirement planning. πΈ Understand exceptions & smarter strategies! π
Learn the key factors that can lower your credit score, including debt types, payment history, and habits. Protect your financial health now! ππ³
Explore the world of private property investment! π‘ Discover strategies, challenges, and market insights designed for both novices and experts. πΌ
Explore the nuanced process of rolling over a SEP IRA to a Traditional IRA! π¦ Discover steps, benefits, pitfalls, and regulations for smart retirement planning. π
Navigating charge-offs can be challenging. Discover the impact on credit scores, legal matters, and strategies for negotiation with creditors. π³π¬
Explore UTMA (Uniform Transfers to Minors Act) πΌ: its legal framework, financial strategies, tax implications, and its role in enhancing minorsβ financial literacy. π
Discover key differences between LLCs and Corporations! π This guide covers taxation, liability, and management to help you choose wisely for your business. πΌ
Explore the intricacies of share price! π Understand its definition, factors affecting it, and the vital impact on investor choices and market dynamics.
Explore the world of SPV holding companies πΌ. Understand their structure, benefits, and tax implications for smarter financial decisions. π
Explore treasury instruments like bills, notes, and bonds! πΌ Gain insights on definitions, characteristics, market effects, and smarter investment strategies. π
Discover effective strategies to lower capital gains tax liabilities! Learn about long-term holding, tax-loss harvesting, and tax-advantaged accounts ππ°.